From loan pools to consumer wallets: The ripple effects of credit score lender choice
On January 15, 2026, the FHFA provided documentation to the Housing Policy Council (HPC) in response to a Freedom of Information Act (FOIA) request made in July of 2023. Those documents, though redacted, clearly indicated that the GSEs did not recommend approving two scores as was directed by the F
Federal court rules against CFPB in funding lawsuit
A federal judge ruled that acting Consumer Financial Protection Bureau Director Russell Vought unlawfully refused to request agency funding from the Federal Reserve Board, dealing a procedural blow to a legal argument that the Fed can only fund the CFPB when it turns a profit.
Housing demand still positive, but for how long with rising rates?
Lower mortgage rates and less volatility have been one of the key positive stories in 2026 for the housing market. Until last week, rates were under 6.25% all year and we didn’t see much volatility, which is a key variable for a healthy housing market. However, a lot of that changed last week as the
Pamela Heman
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