Michigan housing advocates are pointing to Austin, Texas, as they try to build support for Gov. Gretchen Whitmer’s “grand bargain” housing affordability agenda in the state Legislature. Advocates say a multi-year set of zoning, permitting and code reforms in Austin helped drive a surge in homebuildi

In the space of 2 days, central banks have completely stolen the spotlight from energy prices, but they have relied on energy prices to do so. More simply put, markets had been following oil prices until this week's central bank announcements. At that point, central banks cited energy prices as a re

If you work in mortgage banking long enough, you learn to watch the signals. Rates move.Consumers react.The agencies adjust.And the industry pivots. We watch these indicators because they tell us where the market is going. But there’s one signal the industry often overlooks — and ironically, it migh