Luxury housing’s resilience: Why the top of the market is moving on a different cycle
The luxury housing market is showing a different kind of resilience than the broader housing sector, according to insights from The Trend Report 2026. While rising mortgage rates and affordability pressures have slowed activity across much of the market, the top tier continues to move under a distin
How declined loan analysis can turn more mortgage “no’s” into closings
Every mortgage lender knows that declined loans represent marketing spend, staff time and operational resources that never convert into funded loans or revenue. Those losses add up quickly in a margin-sensitive environment. In Q3 2025, independent mortgage banks (IMBs) and mortgage subsidiaries of c
Arizona housing reform push would curb HOA, design mandates
After failing to turn starter-home legislation into law, Arizona lawmakers are advancing two bills that would curb local control over design standards, homeowners associations and contractor licensing – a renewed attempt to chip away at costs amid the state’s housing shortage. Lawmakers are close to
Pamela Heman
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