Housing demand holds up despite mortgage rates at yearly highs
As shocking as it may seem with all the crazy things that have happened in 2026 — AI labor disruption headlines, epic snowstorms and especially the Iran conflict — housing demand, even last week, still showed year-over-year growth with mortgage purchase applications data and our weekly pending home
Fannie, Freddie portfolios surge to multiyear high
Fannie Mae and Freddie Mac's portfolios were collectively $10 billion larger than in January, spurred in part by their mortgage-backed securities directive.
What is a Prequalification Letter?
Key Takeaways: Prequalification letters provide borrowers with an estimate of how much they can afford to borrow for a house. Prequalification relies on self-reported information and can be obtained in a matter of minutes. Sellers and agents prefer preapproval letters over prequalification letters b

Pamela Heman
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