Housing demand shockingly positive even as the Iran war continues
To my shock, housing demand grew noticeably last week, even though the war with Iran continues and mortgage rates are higher today than before the war started. Last week was one of the more positive reports since I started writing the Housing Market Tracker at the end of 2022. Everything I want to s
Home equity emerges as a generational growth strategy for originators
With refinance activity constrained and purchase volume under pressure, lenders are being forced to rethink their sustainable growth plans. The answer is becoming clear: home equity. As millions of homeowners remain locked into low mortgage rates, they are turning to second liens and mortgages to ac
Ginnie Mae pauses delinquency rules amid FHA waterfall shift
The government guarantor aims to distinguish delinquencies reported as a result of a Federal Housing Administration rule change from broader market trends.
Pamela Heman
Phone:+1(816) 810-5001