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Urban Institute study makes the case for a 100% LTV FHA mortgage

A new study from the Urban Institute concludes that the Federal Housing Administration (FHA) could offer zero-down payment mortgages to first-time homebuyers without significantly increasing default risk or endangering its insurance fund. “Allowing zero-down payment mortgages would level the playing
TD's new AI agent shaves 15 hours off mortgage decisions

The Canadian-American bank's first AI agent does the work of gathering any missing documents and verifying data for mortgage applications.
Mortgage Rates Officially Hit 2 Week Lows

We were close yesterday and we officially arrived today. Mortgage rates may still be elevated compared to almost all of the past 10 months, but they're the lowest they've been since May 14th.  This was accomplished with a modest drop versus yesterday's levels after another round of news on a potenti
Pamela Heman

Pamela Heman

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