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Uninsured homes in flood-prone areas pose growing credit risk

Properties outside of the 100-year flood zone exposed to $375 billion to $1 trillion in losses, Moodys reports
Credit and Verification, AI Compliance, CRA Sourcing Tools; Housing Bill Stalls; HMDA Data; Inflation Hopes and Rates

We know that a) Congress passed a housing bill which, if not signed within 10 days, becomes law anyway, and b) U.S. presidents are known to be candid. Once again, we see the intersection of housing, lending, and politics with not only the postponement by the President of signing the bill, but also t
New bill calls for GSEs to buy and securitize construction loans

The bill was one of three filed on Thursday aimed at reforming the two government-sponsored enterprises, all of them from Representative Scott Fitzgerald, a Wisconsin Republican.
Pamela Heman

Pamela Heman

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