The missing piece of America’s new housing strategy
Earlier this month, landmark housing legislation became law, marking the most significant federal housing reform in decades. The 21st Century ROAD to Housing Act rightly seeks to lower the cost of housing by building more homes and expanding access to financing. The next challenge is ensuring those
Opinion: Why 20% down has become the exception in commercial real estate
“I can’t remember the last commercial real estate acquisition I financed with only 20% down.” Not because banks suddenly became dramatically more conservative. Not because buyers became more risk-averse. The math simply no longer works. As an investor, commercial real estate broker, property manager
An emerging source of affordable housing supply
Foreclosure auction volume increased 23% in the second quarter of 2026 compared to a year ago, matching a six-year high from the previous quarter and the sixth consecutive quarter with an annual increase. Meanwhile, auction sellers — mostly mortgage servicers, banks and government agencies — lowere
Pamela Heman
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