Non-Agency U/W, Borrower Retention, AI Governance Tools; Conventional News; Let AI Manage Your Money?

“There’s a cohort of American males who believe that, with 1-2 years of dedicated practice, they could win the Masters golf tournament. As a marketer, it is important to understand that you can sell these people anything.” Advertising is not the same as marketing (it’s a component of it) and artificial intelligence is a part of it, especially for lenders. Many will say that any AI Agent should proclaim, “I am an AI Agent,” and anything from a bot should proclaim, “I am from a bot.” Would you let an “AI Agent” manage your money? Or move money in escrow? After Muse launch, U.S. Banks are saying “hell no to AI agents moving money. “Some U.S. banks are, thankfully, blocking their clients from letting Meta’s Muse AI bot root around in their accounts.” AI governance is a big topic out there, and with good reason. (Today’s podcast can be found here. This week’s ‘casts are presented by Experian. Experian Verify’s integration with Workday gives mortgage lenders broader access to reliable, up-to-date income and employment data, streamlining verification, enhancing efficiency, and delivering a smoother borrower experience from application to closing. Today’s has an interview with AngelAi’s Pavan Agarwal on automating mortgage loan manufacturing, from document review and income calculations to loan approvals, and challenging traditional lenders to modernize their origination processes.) Lender and Broker Products, Services, and Software “Good news: your QC checklist is automated. Bad news: the audit still gets done. Twice. Once by the software, and once by the auditor making sure the software got it right. If you can’t trust your AI QC platform to deliver a complete audit, we have one you can. Indecomm’s AuditGenius | ai automates the full audit. Every checklist question is evaluated against the agency, investor, and overlay requirements behind it, using logic our QC specialists approved before any loan runs. Each finding arrives with its severity and the page that supports it, and AuditGenius | ai’s Glassbox shows exactly how it was reached. Your auditors stay in control, confirming findings instead of redoing them. With AuditGenius | ai, our own prefunding QA review times dropped from up to 2 hours to about 15 minutes. One review instead of two. Revolutionary, we know. Request a demo of AuditGenius | ai.”