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First-time buyers are the missing link in today’s market

The share of first-time buyers in the U.S. housing market has fallen to 21%, the lowest on record. The historical norm is closer to 40%. That gap isn’t a blip, nor is it a rate-cycle artifact that corrects itself when the Fed moves. It’s a structural condition, and it sits at the root of why transac
A poor man’s 1031 exchange

A lot of real estate investors know the power of a traditional 1031 exchange. Sell one investment property, roll the proceeds into another, and defer the capital gains taxes. It is one of the most valuable tools in real estate investing. But what many smaller investors do not realize is that there i
Continued Iran conflict raises mortgage rate risk into late 2026

The conflict with Iran continues to be a threat to mortgage rates, and even today, 100 days into this conflict, Iran shot missiles at Israel and President Trump is trying to stop Israel from firing back, pushing oil prices up 3% late Sunday. This made me think: what if everyone is wrong on the timel
Pamela Heman

Pamela Heman

Phone:+1(816) 810-5001

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